Barion complies with financial regulations and applies balance and transfer limits based on your customer verification level. For Personal Wallets, there are three verification levels:

• Waiver,
• Simplified Due Diligence (SDD), and
• Normal Due Diligence (NDD).

You can check your current limits by clicking on the profile icon in the top left corner, then on the Limits button.

• Important! Your balances in different currencies are added together to determine whether you have exceeded the balance limit.

Waiver:

Personal Barion Wallets start at the Waiver level. This means that your information has not yet been filled out in the Profile menu.

• Balance limit: Your e-money balance cannot reach or exceed 45,000 HUF (~800 EUR / ~20.400 CZK / ~900 USD / ~4.400 RON / ~3.600 PLN)*.
• Withdrawal limit:
• Withdrawals initiated from the Bank Transfer menu are limited to 45,000 HUF per calendar year (~800 EUR / ~20.400 CZK / ~900 USD / ~4.400 RON / ~3.600 PLN)*.
• The Send Money feature is not available at this level.

If you reach these limits, your Wallet will be automatically suspended. Once you complete all the required information in the Profile menu, the limits applicable to the Simplified Due Diligence (SDD) level will apply to your Wallet.

Simplified Due Diligence (SDD)

You can reach this level if you fill out your Profile.

• Balance limit: Your e-money balance cannot reach or exceed 300.000 HUF (~800 EUR / ~20.400 CZK / ~900 USD / ~4.400 RON / ~3.600 PLN)*.
• Withdrawal limit:
• Withdrawals initiated from the Bank Transfer menu are limited to 260.000 HUF per calendar year (~730 EUR / ~17.700 CZK / ~800 USD / ~3.800 RON / ~3.000 PLN)*.
• There is no limit on using the Send Money feature.

If you reach the limit for the SDD verification level, your Barion Wallet will be temporarily suspended, and you will need to request verification of your Wallet.

Normal Due Diligence (NDD)

To remove all limits, you must complete the full customer due diligence process and reach the Normal Due Diligence level.

*The amounts shown in other currencies are for informational purposes only. The system always applies the limit defined in Hungarian forints (HUF) and converts it using the current exchange rate.