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What is the difference between Sending money and Bank transfer?

The “Send money” function does not transfer funds to a bank account.

Instead, the amount is credited to the Barion Wallet of the recipient you specify. The recipient will receive an email notification about the transfer, and the funds will appear in their Barion balance, not in their bank account.

If you would like the money to be transferred to a bank account, please use the “Bank transfer” menu instead.